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Flow
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Flow is a free and open-source expense tracker designed with privacy and simplicity at its core. Licensed under GPL v3.0, it empowers users to take full control of their financial data. The tool is available on Android, iOS, and other platforms, offering flexibility to a wide range of users. Flow works entirely offline, ensuring your data remains secure, while also providing the option to sync periodically with iCloud for seamless access across devices. Its user-friendly interface delivers a clean and intuitive experience, making financial tracking straightforward and stress-free.

Additionally, Flow supports multiple currencies and includes functionality for currency conversion, although an internet connection may be required to fetch exchange rates. The app emphasizes privacy by storing data in accessible locations on older Android devices or Linux/Windows systems, with users responsible for ensuring external access protection. Flow combines robust features with a focus on simplicity and security, making it an ideal choice for managing personal finances.